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What services does the Current app offer?

The Current app provides a range of services including mobile banking, credit building through daily purchases, direct deposit, savings pods, and cryptocurrency trading.

Are there any fees associated with using the Current app?

Current does not charge annual fees or minimum balance fees. However, some fees may apply for out-of-network ATM transactions, late payments, and other specific services.

How does Current help in building credit?

Current helps users build credit by allowing them to use the Current Build Card for everyday purchases, which are reported to credit bureaus, facilitating credit history development without the need for credit checks.

What is the advantage of using direct deposit with Current?

Using direct deposit with Current allows users to get paid up to two days faster compared to traditional banking methods, enhancing their access to funds.

Can users invest in cryptocurrency through the Current app?

Yes, the Current app allows users to buy and sell cryptocurrency without trading fees, providing access to a variety of popular coins.

Is Current an insured bank?

Current is a financial technology company, not an FDIC-insured bank. However, it offers FDIC insurance up to $250,000 through its banking partners, Choice Financial Group and Cross River Bank.

Q: How often does Current App experience outages?

A: Major outages are rare, occurring only a few times a year. Minor issues can happen more frequently.

Q: How long do Current App outages typically last?

A: Most outages are resolved within a few hours. Extended outages lasting more than a day are extremely rare.